✦ Money School
Learn money and credit, from the ground up.
Nobody teaches this in school, so we did. 46 plain-English lessons across 8 tracks: budgeting, credit, funding, pricing, taxes, debt, building wealth, and getting paid. Every topic ladders from beginner to advanced, so you start where you are and climb. Free, no signup to read.
Money Basics
Budgeting, banking, and getting off the paycheck-to-paycheck treadmill.
- →How to Make a Budget (and Actually Stick to It)
Beginner · Intermediate · Advanced
- →How to Build an Emergency Fund
Beginner · Intermediate · Advanced
- →Checking vs Savings Accounts Explained
Beginner · Intermediate · Advanced
- →How to Stop Living Paycheck to Paycheck
Beginner · Intermediate · Advanced
- →How to Manage Money on a Low Income
Beginner · Intermediate · Advanced
- →How to Read Your Paystub
Beginner · Intermediate · Advanced
Credit
What your score means, how to build it, and business credit vs personal.
- →What Is a Credit Score?
Beginner · Intermediate · Advanced
- →How to Build Credit From Scratch
Beginner · Intermediate · Advanced
- →How to Improve Your Credit Score
Beginner · Intermediate · Advanced
- →How to Read Your Credit Report
Beginner · Intermediate · Advanced
- →How to Dispute Credit Report Errors
Beginner · Intermediate · Advanced
- →Business Credit vs Personal Credit
Beginner · Intermediate · Advanced
- →How Credit Cards Work
Beginner · Intermediate · Advanced
Funding & Capital
Loans, grants, crowdfunding, and building credit the business can borrow on.
- →How to Fund a Business
Beginner · Intermediate · Advanced
- →Small Business Loans Explained
Beginner · Intermediate · Advanced
- →Grants for Small Business
Beginner · Intermediate · Advanced
- →How to Build Business Credit
Beginner · Intermediate · Advanced
- →Crowdfunding Explained
Beginner · Intermediate · Advanced
- →SBA and CDFI Loans Explained
Beginner · Intermediate · Advanced
Pricing, Profit & Revenue
Price it right, understand your margins, and actually keep the money.
- →How to Price Your Product or Service
Beginner · Intermediate · Advanced
- →Understanding Profit Margins
Beginner · Intermediate · Advanced
- →Break-Even Explained
Beginner · Intermediate · Advanced
- →How to Read a Profit and Loss Statement
Beginner · Intermediate · Advanced
- →How to Raise Your Prices
Beginner · Intermediate · Advanced
- →Cash Flow for Small Business
Beginner · Intermediate · Advanced
Taxes & Structure
LLC vs sole prop, your EIN, deductions, and staying right with the IRS.
- →LLC vs Sole Proprietor
Beginner · Intermediate · Advanced
- →How to Get an EIN (Free)
Beginner · Intermediate · Advanced
- →Small Business Taxes Explained
Beginner · Intermediate · Advanced
- →Business Tax Deductions
Beginner · Intermediate · Advanced
- →Quarterly Estimated Taxes
Beginner · Intermediate · Advanced
- →Bookkeeping Basics
Beginner · Intermediate · Advanced
Debt & Cash Flow
Good debt vs bad, paying it off, and never getting trapped again.
- →Good Debt vs Bad Debt
Beginner · Intermediate · Advanced
- →How to Pay Off Debt
Beginner · Intermediate · Advanced
- →Debt Snowball vs Avalanche
Beginner · Intermediate · Advanced
- →How to Avoid Predatory Loans
Beginner · Intermediate · Advanced
- →How to Negotiate With Creditors
Beginner · Intermediate · Advanced
Building Wealth
Assets vs liabilities, paying yourself, and building wealth from nothing.
- →Assets vs Liabilities
Beginner · Intermediate · Advanced
- →How to Start Investing
Beginner · Intermediate · Advanced
- →Retirement Accounts Explained
Beginner · Intermediate · Advanced
- →How to Pay Yourself as a Business Owner
Beginner · Intermediate · Advanced
- →How to Build Wealth From Nothing
Beginner · Intermediate · Advanced
Getting Paid & Money Systems
Bank accounts, processors, invoicing, and a money system that runs itself.
- →How to Open a Business Bank Account
Beginner · Intermediate · Advanced
- →Payment Processors Explained
Beginner · Intermediate · Advanced
- →How to Invoice and Get Paid
Beginner · Intermediate · Advanced
- →Separating Business and Personal Finances
Beginner · Intermediate · Advanced
- →How to Set Up Your Money System
Beginner · Intermediate · Advanced
Learn it, then use it.
The lessons are free. When you are ready to build, the whole platform is right here: 1,000+ business ideas, the calculators, and the tools to actually start.