Build a Pension and Retirement Statement Translator

1. 1

   Start with the statements people actually hold

   401k quarterly summaries, pension annual benefit statements, and annuity contracts cover most mailboxes; build reliable parsing for the major providers' formats with a human-review fallback while coverage grows.

2. 2

   Explain in consequences and comparisons

   'Your plan's fees run X percent, which is above/below typical for plans like yours' and 'this projection assumes you work until 67 and earn 5 percent' turn footnotes into understanding. Context, not adjectives, is the product.

3. 3

   Hold the education line rigorously

   Describe, contextualize, and generate questions ('ask your plan administrator whether...'); never instruct a specific person to buy, sell, or move money. Counsel-reviewed framing plus a referral path to fee-only fiduciary advisors handles the cases that need real advice.

4. 4

   Make privacy the visible spine

   Statements reveal a household's financial life: process-and-delete defaults, no data sales, no advisor lead-gen without explicit request, stated in one readable paragraph. This posture is your differentiation from every free tool with an agenda.

5. 5

   Price per translation, bundle the season

   A modest per-document price with an annual household bundle (statement season, plus the odd rollover notice) fits how these documents arrive; employers and unions buying translations for their people is the quiet B2B second act.

6. 6

   Win the confusion searches

   'What does vested mean', 'is my pension statement right', 'what happens to my pension if I leave': high-intent confusion queries with no independent answers. Honest explainer content embedding the tool converts exactly the reader you built this for.

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